Smart Finance for Your Next Big Move
Tailored car and asset finance solutions for individuals and businesses. Simple, transparent, and stress-free.
Smart Finance for Your Next Big Move
Tailored car and asset finance solutions for individuals and businesses. Simple, transparent, and stress-free.
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Financing Your Future, Made Simple.
At Rupay Finance, we keep things simple and friendly. Our goal is to help you manage your finances smarter, with loan options designed to suit your lifestyle while keeping fees and interest as competitive as possible.
As experienced brokers, we take the time to understand your needs and work with a wide range of lenders to find the right fit for you. No one-size-fits-all solutions—just personalised support and straightforward advice.
Let Rupay Finance help you move forward with confidence, with a personal loan that truly works for you.
Solutions Tailored to Your Goals
Personal Car Finance
Get behind the wheel faster. We provide clear, competitive financing options to help you purchase your next vehicle with confidence.
Business & Commercial Finance
Fuel your business growth. From commercial vehicles to heavy machinery and equipment, we offer flexible asset finance solutions designed to protect your cash flow.
Leasing & Refinancing
Optimize your finances. We offer tailored hire purchase, leasing, and refinancing solutions to help you manage your assets smartly over the long term.
The RUPAY FINANCE Advantage
At RUPAY FINANCE, it’s not just about the numbers—it’s about building a relationship you can trust.
Competitive Rates
Leveraging our extensive network of trusted lenders to find you the best deal.
Personalised Service
No cookie-cutter loans. We take the time to understand your specific needs and goals.
Stress-Free Process
We value clear communication and integrity, guiding you step-by-step from application to approval.
Featured Cars
See What Our Customers Think
4.8 rating out of 936 reviews
Charmaine Farrell
I contracted Spiro from Cars of Melbourne to conduct an EV Battery Health Test on a used EV I was considering buying. Spiro was fantastic and I wish I could ...
View moreCandice Middleton
Spiro from Cars of Melbourne did an Aviloo EV Battery SOH report for me this morning. As an Interstate buyer of a used car, his communication and efficiency ...
View moreBrett Hendriks
I couldn't be happier, I came home with the car the same day as it had already had the rwc done and registered as well.
C W
These guys are the best. Family business who do it right!
Shoayb Shafee
Rod and his team are very genuine and straightforward. I was fortunate to have come across his dealership online. Following inspection of my vehicle of choic...
View moreOllie Patterson
Very welcoming and accommodating, no fuss and made the buying process super simple. Rod was very helpful, doing everything over email as I lived fairly far ...
View moreHarrison Biss
I had an great experience with Cars of Melbourne! From start to finish their was exceptional communication, trust & professionalism. Rod provided a warm wel...
View moreGiselle A. Nguyen
After an unexpected road accident that wrote off our beloved CRV, my partner and I were begrudgingly looking for a secondhand car and could not have been luc...
View moreSabry Moulana
Had a great experience at Cars of Melbourne. Rod looked after us from start to finish and made the whole thing easy. We came in last week, test drove the Nis...
View moreChris Gabardi
Great to do business with Rod and Cars of Melbourne. So easy and no fuss. The car was reasonably priced compared to so many other dealers out there and I was...
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